Want to make some home improvements? We can help.

Put more into your home and your wallet with a fixed rate Home Improvement Loan.

With a low fixed rate of 6.49%APR*, our Home Improvement Loan Special is the smart way to get the financing that you need to make home repairs, add on a room, remodel and make your home more energy efficient.  No home equity or collateral is needed to qualify, and we won't need an appraisal on your home.

Want to take advantage of this Home Improvement Loan Special?  Call us at (508) 890-9000 or stop in to any of our conveniently located branches to apply.

*Annual Percentage Rate is accurate as of 2/9/10 with autopay from a Bay State Savings Bank checking account.  Payment amount borrowed on $15,000 loan for 60 months at 6.49% Annual Percentage Rate is $293.42.  Without autopay, an APR of 6.74% will be applied.  Owner occupied 1-4 family properties only.  Verification of ownership required, such as a tax bill. Minimum loan amount is $1,000 and maximum loan amount is $15,000.  Must submit a statement of work intended to be done to home.  Bank will file UCC statement.  This offer is subject to change at any time without notice.

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