Bay State Savings Bank Promotes Six Employees November 2, 2022 Bay State Savings Bank is pleased to announce the recent promotion of six employees. We are proud of the commitment these employees have shown to our organization and look forward to their continued success. Jessica M. Favreau, Assistant Vice President, Commercial Loan Officer Favreau joined BSSB in 2021 as a Commercial Loan Officer. She is a graduate of Worcester State University and holds an MBA from New England College of Business. In addition, Favreau serves on the Board of the Wachusett Area Chamber of Commerce and on the Board of the Wachusett Rotary Club. Pamela Gastori, Assistant Vice President, Commercial Portfolio Manager and Reporting Officer Gastori joined BSSB in 2017 as a Credit Analyst. Prior to joining the Bank, she studied at the University of Lugano in Switzerland where she received her Master of Science degree in Economics with a major in Management. She also studied at the Turku School of Economics in Finland and Lund University in Sweden. Lori L. Kowal, Vice President, Commercial Loan Operations Kowal joined BSSB in 2020 as a Commercial Loan Administration Officer. She has over twenty years of banking experience and is a Certified Financial Marketing Professional. She is also a graduate from Babson College’s New England School for Financial Studies. Jeffrey B. Locke, Senior Vice President, Senior Branch Manager/Senior Mortgage Officer Locke joined BSSB in 2007 as a Branch Manager. He holds a degree from Nichols College and has over 25 years of banking experience. In addition, Locke serves as the Board Treasurer for Holden Youth Soccer and the Better Business Bureau of Central Massachusetts. Marc C. Sanguinetti, Senior Vice President, Retail Lending Sanguinetti joined BSSB in 2006 as a Loan Servicing Specialist. He holds a degree from Clark University and has over 20 years of banking experience. In addition, Sanguinetti serves as Vice President of the Board for Literacy Volunteers of Greater Worcester, and on the Board of WICN Public Radio. Jill L. Wardle, Vice President, Cash Management Officer Wardle joined BSSB in 2020 as Assistant Vice President, Cash Management Officer. She has over thirty years of commercial banking experience, and over 12 years of cash management experience. In addition, Wardle serves on the Girls Inc. of Worcester Board of Directors.