BUSINESS CHECKING

When it comes to running a business, we know there is no one-size-fits-all approach. At Bay State Savings Bank, our checking accounts are designed to meet the needs of start-ups, large corporations, and everything in between. Find the account that is right for your business by comparing your options or set up a time to meet with a Relationship Manager to discuss your business needs.

Business Essentials

Perfect for small businesses with lower transaction volume.

Benefits Include:

    • $100 Minimum Opening Deposit
    • No Monthly Maintenance Service Charge
    • No Minimum Balance Requirement
    • First 100 debits, credits, or deposited items per statement cycle at no cost; $0.25 per item thereafter
    • Free Business Online & Mobile Banking, Mobile Check Deposits, Telephone Banking, Bill Pay, and EZ Statements1
    • Unlimited Deposit Insurance2
    • Dedicated Relationship Manager

Contact a Relationship Manager

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Business Advantage

Ideal for growing businesses with moderate transaction volume.

Benefits Include:

    • $100 Minimum Opening Deposit
    • $15 Monthly Maintenance Service Charge waived when you have a $5,000 minimum daily balance
    • First 300 debits, credits, or deposited items per statement cycle at no cost; $0.25 per item thereafter
    • Free Business Online & Mobile Banking, Mobile Check Deposits, Telephone Banking, Bill Pay, and EZ Statements1
    • Unlimited Deposit Insurance2
    • Dedicated Relationship Manager

Contact a Relationship Manager

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Business Premier

Designed for businesses with high transaction volume.

Benefits Include:

    • $100 Minimum Opening Deposit
    • $10 Monthly Maintenance Service Charge; monthly charge and per-item charges may be offset by the earning credit rate
    • Per item fees: $0.15 ACH Deposit/Withdrawal, $0.20 check paid, $0.70 per deposit, $0.10 per deposited item
    • Free Business Online & Mobile Banking, Mobile Check Deposits, Telephone Banking, Bill Pay, and EZ Statements1
    • Unlimited Deposit Insurance2
    • Dedicated Relationship Manager

Contact a Relationship Manager

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Choose the Best Account

For Your Business!

Compare Accounts

 

If you are looking for an IOLTA or Conveyancing Checking Account,

please contact one of our Relationship Managers to learn more.

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Additional Services

 

VISA® Business Credit Card

With a Bay State Savings Bank Business Credit Card, business owners and their employees are empowered to get the job done. Whether making major purchases or paying for everyday expenses, we have the right card for your business needs.

Learn More

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Merchant Services

Through our partnership with Integrated Merchant Services, your business will benefit from reliable and affordable payment processing options. From mobile wallets to gift cards, Merchant Services will allow you to accept the payments your customers prefer to use, helping expand your business and increase customer satisfaction.

Learn More

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Cash Management

In business, we recognize that cash management tools are essential to your success.  That’s why we offer time saving solutions that allow you to increase operational efficiency with advanced financial tools.

Learn More

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Banking on the Go

Online and mobile banking gives you the power to manage your money wherever and whenever it’s convenient. With our extensive online and mobile services, you’ll enjoy features like:

  • Mobile Check Deposit
  • Bill Pay
  • Money Management Tools
  • Account and Security Alerts
  • Digital Wallet

Download the BSSB Mobile App:

Download Our Mobile App from the Apple App Store Download our Mobile App from the Google Play Store

 

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Important Disclosure:

1: Standard internet/telephone rates and fees apply.

2: All deposits above the FDIC insurance amount are insured by the Depositors Insurance Fund (DIF).

Please refer to Bay State Savings Bank Commercial Fee Schedule for current fees and charges.

Visit our Additional Services Page for information regarding our ATM services.