Take the first step towards homeownership.

Buying a home is one of life’s biggest and most important purchases! Make sure you’re prepared to start your homebuying journey by meeting with our mortgage professionals. From pre-qualification letters to finding the loan that’s right for you, our team is here and ready to help you every step of the way.

First-time homebuyer opportunities

As a first-time homebuyer, you may not be aware of the many programs designed to help save you money including programs like:

Low down payment programs
Closing cost and down payment assistance loans and grants
State and local housing finance agency programs

Want to buy a home, but worried you won't qualify?

Meet with us for a free financial checkup. We’ll work with you to:

Research loan options
View your credit score
Calculate your debt-to-income ratio
And more!

Ready to start your homebuying journey?

Fill out the form below to connect with a Bay State Savings Bank mortgage advisor!

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- I am currently a Bay State Savings Bank account holder
- I am NOT currently a Bay State Savings Bank account holder
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- Fixed Rate Mortgages
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